Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. Despite its convenience, risks still exist. Collisions can occur, and passengers could end up injured.
This article explores typical Uber accident injuries, how to determine liability, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. current lawsuits against uber The symptoms may take time to surface.
Bone Injuries: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.